Best and Cheapest iPhone Insurance in the UK?
I know you get a year of Apple Care but I want something to cover accidental damage etc. This seems like a good deal: http://www.iphoneinsurancecover.co.uk I was wondering if anyone has used them and if they are a reputable company? Thanks in advance.
Ok, I’ve just gone and had a look at that insurance company you mentioned. Mmmm bit suspect I feel. The first thing the grabs my attention is the fact that their not charging for the first 3 months, now I’m no einstein but if that’s the case surely there’s a lot of people out there with broken iphones that could sign up for that policy pay the excess and get new iphones. Nothing is free in this world but this company claims it can be. Lol
This only makes me feel that the success rate on their claims must be extremely low!! In order for the company to stay in business. I’d personally avoid them like the plague!
Now with insurance, its like anything in life, you pay for what you get, I deal with an Insurance Company called PremierPlan, their is insurance is a Completely separate, Non Contractual direct debit, it starts from 11.99 a month with I-Phones, but covers you for a massive range of things they even give you separate identity theft cover and a facility to back up all your numbers. There is a £50 excess within the first six months but after that it’s only a £10 excess. But most importantly over 95% of there claims are successful. To me that’s important. Its ok to get insurance for 8pound but fancy paying it for 10months and then they go deny your claim, I’d much rather pay a little more but have the peace of mind knowing there is a very good chance I’ll get my phone replaced.
So the one I’d choose would be PremierPlan (check them out on the net), but even if you decide there not for you I wouldn’t go with the first company you mentioned.
Hope I’ve helped a little.
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